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There’s a new-age fintech company called Affirm. This company uses technology to enable people to buy things now and pay for them later (in instalments).

It’s become a big deal and all, as more people who couldn’t afford larger ticket lumpsum-payment purchases, have now come into the customer fold.

In essence, it is allowing people to live (i.e. enjoy) life today, without worrying today itself about how to pony up the cash required.

I don’t know if this is a good thing or not, but it did spark another chain of thoughts. We are always told how we should focus on the present and not on the past or the future. Even if we decide to forget the past, how can we not be concerned by the future? We need to plan for it right, which means thinking about it today. How do we resolve this?

Perhaps a hint lies in the name of the firm above. My Guru places an excessive emphasis on positive visualizations and affirmations. If we practise these effectively, we are staying very much in the present, giving our minds a lot of support and positive energy, while indirectly shaping our futures. What do you think?

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